利率市场化下推动我国资产证券化的必要性及难点对策  

Necessity,Difficulties and Countermeasures of Promoting Asset Securitization under the Background of Interest Rate Liberation

作　　者：程鹏[1,2] 刘淼[2,3] 

机构地区：[1]吉林大学东北亚研究院,吉林长春130012 [2]中国人民银行长春中心支行,吉林长春130051 [3]东北财经大学会计学院,辽宁大连116025

出　　处：《税务与经济》2016年第5期19-22,共4页Taxation and Economy

摘　　要：利率市场化是资产证券化业务发展的源动力。在利率市场化改革收官之际,我国资产证券化再次启动并迅速发展,其结构调整、价格发现、配置风险以及完善基准利率体系等功能对利率市场化最后一跃发挥着重要作用。针对我国资产证券化的市场发展情况,需要通过完善利率市场环境、提高风险防范意识、增强证券化产品流动性以及强化信息披露等方式进一步推动我国资产证券化发展。Interest rate liberation is the source power of business development of asset securitization. On the final stage of the reform of interest rate liberalization, asset securitization is initiated again and develops rapidly in China. Its functions such as restructuring, price discovery, allocation risk and improvement of benchmark interest rate system play an important role in the final leap of interest rate liberalization. In view of the market development of asset seeuritization, in order to promote the development of asset securitization, firstly, it is necessary to improve the environment of interest rate liberation. Secondly, it is important to improve risk awareness. Thirdly, it is still essential to strengthen the liquidity of securitized products. Last but not least, it is also vital to enhance the information disclosure.

关 键 词：资产证券化 风险 定价方式 监管 

分 类 号：F830.9[经济管理—金融学]