政府支出、农村市场化与农村金融发展  

Government Spending,Rural Marketization and Rural Financial Development

作　　者：赵洪丹[1] 

机构地区：[1]吉林师范大学经济学院,吉林四平136000

出　　处：《华南农业大学学报（社会科学版）》2016年第6期10-17,共8页Journal of South China Agricultural University(Social Science Edition)

基　　金：教育部哲学社会科学重大课题攻关项目(12JZD050);吉林省社会科学基金项目(2012B107)

摘　　要：分别以政府支出和农村市场化代表政府因素和市场因素,实证分析了政府因素和市场因素对农村金融发展的影响。研究发现:政府支出对农村金融发展的作用呈现非线性特征,政府支出与农村人均金融资产、农村人均贷款和农村金融风险存在"U"型关系,而与农村金融外流存在倒"U"型关系;农村市场化有助于提高农村人均金融资产和农村人均贷款水平,以及抑制农村金融外流,但是可能会加大农村金融风险。为提高农村金融发展水平,政策制定者应采取差异化的政府支出政策,加快推进农村市场化改革,同时,应着力提高农民收入水平,关注经济开放和汇率波动对农村金融发展的负向效应。The paper uses government expenditure and rural marketization to represent the government and market factors,empirically analyzes the influence of government factor and market factor on the rural financial development.The study shows that the effect of government spending on rural financial develop-ment presents the nonlinear characteristics and the characteristics of regional income differences：govern-ment spending and rural per capita,and rural per capita loans and financial assets show a “U”type rela-tionship between rural financial risk,and rural financial flows show an inverted “U”shaped relationship;Rural marketization helps to improve the level of rural per capita and rural per capita financial assets loan,but may inhibit the rural financial flows at the same time,while may increase the risk of a rural fi-nance.Policy makers should adopt differentiation of government spending policy,accelerate reform of the rural market,at the same time,increase farmers’income level,pay close attention to economic liberal-ization and exchange rate fluctuations on the negative effect of the rural financial development.

关 键 词：农村金融 政府支出 农村市场化 金融风险 

分 类 号：F832.35[经济管理—金融学]