互联网金融对我国高等教育金融的启示  

The Internet Financial Revelation to the Finance in Our Country's Higher Education

作　　者：杨竹清[1] 张超林[2] 

机构地区：[1]江苏科技大学经济管理学院,江苏镇江212000 [2]湖南商学院财政金融学院,湖南长沙410006

出　　处：《金融教育研究》2016年第5期82-88,共7页Research of Finance and Education

摘　　要：我国高等教育供需双方一直受资金不足困扰,这间接制约了我国高等教育水平的提升及高校职能的履行。互联网金融发展迅猛,其机制、理念和技术等可借来缓解高等教育金融困局,并促进高等教育发展和改革,如借鉴P2P运行机制补充和完善现有的助学贷款制度,采取众筹机制支持大学生创业和帮助高校科技成果转化,及改革高校选修课和讲座模式。Our country＇ s higher education has been plagued by insufficient fund;it restricts the level of our country＇ s higher education, and the implementation of the functions of colleges and universities, lnternet tinancial developing rapidly, its mechanism, the ideas and technology can be borrowed for alleviating higher education financial turmoil, and promote the development of higher education and reform, such as use the P2P mechanism to improve the system of student loans, use the crowdfunding to support the students＇ entrepreneurship and help the transformation of scientific and technological achievements in colleges and universities, and reform the elective courses and lectures mode in colleges and universities.

关 键 词：高等教育金融 互联网金融 众筹 

分 类 号：F830[经济管理—金融学] G640[文化科学—高等教育学]