国际“监管沙盒”模式研究及对我国的启示  

Research on the Model of International "Regulatory Sandbox" and Its Enlightenment to China

作　　者：赵杰[1] 牟宗杰[1] 桑亮光[1] Zhao Jie Mu Zongjie Sang Liangguang(PBC Rizhao Sub-branch, Shandong Rizhao 27682)

机构地区：[1]中国人民银行日照市中心支行,山东日照276826

出　　处：《金融发展研究》2016年第12期56-61,共6页Journal Of Financial Development Research

摘　　要："监管沙盒"出现的主要原因是金融科技快速发展带来的金融创新需求。实施"监管沙盒"的国家通过规定测试标准、推出针对金融机构的便利措施、给予一定的监管豁免权等方式,根据金融创新的发展需求,对监管制度进行纠偏。我国由于金融科技发展水平、监管环境等方面的限制尚未采用"监管沙盒",但也应适时调整监管目标与职责、加快监管工具创新等。The concept of ＂Regulatory Sandbox＂ has arisen due to the need of financial innovation brought by the fast development of finance technology. The countries implementing the ＂Regulatory Sandbox＂ modifies their regulato- ry institution through setting up testing standard, promoting facility measures for the financial institutions and giving some regulatory immunity, according to the development need of trmancial innovation. In China, the ＂Regulatory Sandbox＂ hasn＇t been adopted due to the limitations in finance technology development and regulatory environment. However, it needto adjust to the regulatory target and responsibility and accelerate the innovation on regulatory tools.

关 键 词：金融监管 沙盒模式 国际经验 启示 

分 类 号：F830[经济管理—金融学]