韩国IBK金融服务中小企业经验及启示  

Experience and Enlightenment of IBK Financial Services in South Korea

作　　者：刘建华[1] 梁龙植[1] 金香兰[1] 李景生[1] 

机构地区：[1]中国人民银行延边州中心支行,吉林延吉133000

出　　处：《吉林金融研究》2016年第11期17-22,共6页Journal of Jilin Financial Research

摘　　要：韩国企业银行(Industrial Bank of Korea,简称IBK)是韩国三大政策性银行之一,其宗旨是为中小企业提供金融服务。自1961年成立以来,韩国IBK企业银行持续加大对中小企业的贷款支持,2015年中小企业贷款占整个韩国银行业中小企业贷款总额的22.3%,位居第一位,有力地支持了中小、中坚企业融资、成长、创新、就业,并取得了显著成效。作为邻国韩国的IBK企业银行支持中小企业做法值得我国借鉴,并通过借鉴韩国IBK企业银行做法,进一步改进以中小企业金融服务,切实解决中小企业融资难问题。Bank of Korea Industrial（IBK） is one of the three policy banks in Korea. Its aim is to provide financial services for SMEs. Since its establishment in 1961, South Korea IBK companies continue to increase bank loans to SMEs, SME loans in 2015 accounted for the entire South Korean banks total loans to small and medium enterprises 22.3%, ranked first, the strong support of the small and medium-sized enterprises, the backbone of financing, growth, innovation, employment, and achieved remarkable results. As a neighbor of South Korea＇s IBK business bank to support small and medium enterprises deserves our reference, and by drawing lessons from South Korea IBK corporate banking practices, to further improve the financial services of small and medium-sized enterprises, and effectively solve the problem of financing small and medium enterprises.

关 键 词：中小企业 金融服务 韩国 

分 类 号：F833.126[经济管理—金融学]