商业银行绿色信贷实践中存在的问题及对策探讨  

On the Problemsand Countermeasures for Green Credit in Commercial Banks

作　　者：郑水珠[1] 陈慧臻 

机构地区：[1]福建江夏学院金融学院,福建福州350108 [2]中国光大银行福州分行,福建福州350000

出　　处：《齐齐哈尔大学学报（哲学社会科学版）》2017年第1期55-57,共3页Journal of Qiqihar University(Philosophy & Social Science Edition)

基　　金：福建省中青年教师教育科研项目(JAS150631)

摘　　要：在经济新常态下,我国经济转型必须坚持可持续发展。因此,大力推进商业银行绿色信贷的发展具有非常重要的时代意义。文章基于可持续发展理论、环境公共物品理论、企业社会责任理论等绿色信贷发展的相关理论,对兴业银行开展绿色信贷进行了SWOT分析,并针对现阶段商业银行绿色信贷实践过程中存在的问题,从政府、银行、企业三个层面提出可行的对策建议。Under the new normal economy, China must adhere to the sustainable development in economic transformation. There- fore, to promote the development of green credit in commercial bank vigorously is of great significance. Based on the theory of sustainable development, environmental public goods and corporate social responsibility, this thesis analyzes the development of green credit in industrial bank by SWOT. In order to solve the problems of green credits in commercial banks at this stage, this thesis puts forward feasible suggestions from three levels of government, banks and enterprises.

关 键 词：绿色信贷 商业银行 经济新常态 

分 类 号：F832.4[经济管理—金融学]