县域财政金融政策与居民消费的分层差异  

Hierarchical Differences of County Fiscal and Financial Policies and Residents' Consumption

作　　者：温涛[1] 王汉杰[1] 韩佳丽[1] 

机构地区：[1]西南大学经济管理学院

出　　处：《经济与管理研究》2017年第3期14-23,共10页Research on Economics and Management

基　　金：国家社会科学基金重大项目"农民收入超常规增长的要素集聚与战略协同研究"(11&ZD047);国家软科学研究计划项目"科技促进经济发展方式转变的成效评价与路径选择研究"(2013GXS4D143);教育部高等学校博士学科点专项科研基金资助课题(博导类)"农户科技创业与农村金融服务创新协同机理研究"(20130182110025);西南大学中央高校基本科研项目"连片特困地区武陵山片区的扶贫政策效率评价"(SWU1609238)

摘　　要：本文构建县域居民消费的动态最优化模型,运用分位数回归法,实证分析发现:县域居民的收入水平是影响其消费行为的决定性因素,且边际消费倾向随消费水平的提升呈现出递减的趋势;财政政策仅在中高及最高消费组产生显著的正向作用,在其余分位点上作用并不显著;金融政策尚未有利于县域居民消费的提升,甚至在中高消费组产生了抑制作用。总体而言,财政金融政策促进县域居民消费的作用并不明显,应有针对性地制定差异化的财政金融政策。This paper constructs a dynamic optimization model of the county residents＇ consumption by using a quantile regression analysis. It is found that the income level of county residents is the decisive factor to affect the consumer behavior, and the marginal consumption propensity is decreasing with the increase of the consumption level;the fiscal policy has a significant positive effect only in the medium high and the highest consumption group, and the effect is not significant at the other points;the financial policy is not conducive to the promotion of the consumption of the county residents, and even has an inhibitory effect in the middle and high consumer groups. Overall, the role of fiscal and finance policies to promote the consumption of the county is not obvious, which should be targeted to develop differentiated fiscal and financial policies.

关 键 词：财政政策 金融政策 县域居民消费 分层差异 

分 类 号：F014.5[经济管理—政治经济学]