中国农村金融成熟度的测量与实证研究  

The Measurement and Empirical Analysis on China's Rural Financial Maturity

作　　者：贾立[1] 汤敏 胡晶晶[1] 

机构地区：[1]四川大学经济学院,四川成都610064 [2]广州农村商业银行,广东广州510000

出　　处：《南京审计大学学报》2017年第1期21-28,共8页Journal of Nanjing Audit University

基　　金：国家社会科学基金项目(11BJY083)

摘　　要：借鉴CMM模型,以1978—2013年的中国农村金融运行数据为研究对象,构建农村金融成熟度模型,用于测量和分析改革开放以来中国农村金融发展轨迹,研究结果表明:我国农村金融成熟度总体保持上升趋势,且在2007年以后出现加速上升趋势,但也存在波动;规模、结构以及效率指标对我国农村金融成熟度的贡献差异较大,其中规模维度占据主导作用,凸显了我国农村金融在发展过程中忽视了各层面协调发展的特征。On the basis of CMM model,with China’s rural financial running data from 1978 to 2013 as the research object,this paper constructs the rural financial maturity model to measure and analyze the development of China’s rural finance since the reform and opening-up. The results show that the rural financial maturity in China has maintained an upward trend and accelerates after 2007,but there are fluctuations. The contribution of scale,structure and efficiency to China’s rural financial maturity differs a lot,and among them scale dimension plays a key role,which highlights that the features of coordinate development at all levels are ignored during the development of China’s rural finance.

关 键 词：农村金融发展 农村金融成熟度 主成分分析法 “三农”问题 农村经济增长 农村普惠金融体系 

分 类 号：F830.58[经济管理—金融学]