交强险的赔偿项目调整研究  

Study on the Compensation Items Adjustment in Compulsory Vehicle Liability Insurance

作　　者：王晓慧[1] 

机构地区：[1]武汉大学社会保障研究中心,湖北武汉430072

出　　处：《保险职业学院学报》2017年第1期77-80,共4页Journal of Insurance Professional College

摘　　要：目前我国交强险赔付结构在实践过程中存在诸多问题,本文基于现行赔偿结构问题的分析,认为取消财产赔偿,打通死亡伤残和医疗费用赔偿限额,提高赔偿限额,实行地区差异化赔偿限额并建立动态调整机制,是优化交强险赔付结构的方向。There are some problems in the compensation structure of compulsory motor vehicle liability insurance in its practice. Based on the analysis of the current compensation structure, this paper suggests to cancel property compensation, combine medical charge compensation and property damage compensation, raise indemnity limit, implement the regional differentiation compensation and establish dynamic adjustment mechanism, which are the direction of optimizing insurance compensation structure.

关 键 词：交强险 赔付结构 项目调整 

分 类 号：F840.63[经济管理—保险]