异地务工农民储蓄行为与影响因素研究——基于三省调查数据的比较分析  

Research on the Savings Behavior and Influencing Factors of Rural Migrant Workers——Based on the Comparative Analysis of Three Provinces Survey Data

作　　者：王建琼[1] 吴文峰[1] WANG Jian - qiong WU Wen - feng(School of Economics ＆ Management, Southwest Jiaotong University, Chengdu 610031, Sichuan, China)

机构地区：[1]西南交通大学经济管理学院,四川成都610031

出　　处：《学术探索》2017年第3期112-118,共7页Academic Exploration

基　　金：国家社会科学基金项目(11XGL001)

摘　　要：针对广东、福建、四川三省异地务工农民的抽样调查表明,异地务工者总体上表现出较高的储蓄倾向,其储蓄行为在"不同性别、不同行业、不同年龄、不同地域"间存在明显差异,但从总体上看,"餐饮、建筑、农贸批发"三个行业的外来务工农民储蓄倾向明显高于其他行业。收入水平是影响外来务工农民储蓄行为的最主要因素,直接决定其储蓄行为的发生频次和储蓄额度,与此同时,受教育程度、消费水平和工作时间也在极大程度上影响异地务工农民的储蓄行为。The sampling survey of rural migrant workers in provinces of Guangdong, Fujian and Sichuan reveals that generally rural migrant workers have a higher propensity to savings. Obvious differences exist among different gender, industry, age and areas, but as a whole workers of catering, construction, wholesale rank high in the savings tendency. The level of income is the main factor affecting migrant migrant workers＇ saving behavior, which directly determine their frequency and amount of savings. Meanwhile, other influencing factors include the level of education, the level of consumption and work time.

关 键 词：外来务工农民 储蓄行为 影响因素 

分 类 号：F830.48[经济管理—金融学]