我国P2P网贷平台信用评级研究  

The Research on Credit Rating of P2P Network Lending Platform in China

作　　者：沈霞[1] 

机构地区：[1]中国人民银行乌鲁木齐中心支行,新疆乌鲁木齐830002

出　　处：《西部金融》2017年第1期66-69,共4页West China Finance

摘　　要：P2P网贷平台信用决定其持久发展能力。对P2P网贷平台进行信用评级,分析平台可持续发展能力,为投资者提供参考、为监管提供依据、改善行业环境变得十分紧迫和具有较强的现实意义。本文以P2P网贷平台为研究对象,完善其信用评级指标体系,综合采用因子分析法和定性打分方法,对我国部分P2P网贷平台进行信用评级,并评价其信用等级。The credit of P2 P network lending platform decides its ability of sustainable development. It is becoming urgent and of strong practical significance to rate the credit of P2 P network lending platform, analyze its sustainable development ability, pro-vide a reference for investors, provide the basis for regulation and improve the industry environment. Taking P2 P network lending platform as the research object, the paper improves its credit rating index system, comprehensively uses factor analysis method and qualitative grading method to rate the credit of some P2 P network lending platform, and assesses their credit rating.

关 键 词：P2P网贷平台 因子分析 信用评级 

分 类 号：F830.46[经济管理—金融学]