西方中小企业融资担保体系运行机制研究:一个文献综述  

Research on Western Financing Assurance System Operation Mechanism in Small and Medium Sized Enterprises : A Literature Review

作　　者：罗志华[1] 黄亚光 LUO Zhi-hua HUANG Ya-guang(Finance and Economics of Finance and Trade Research Institute, Sichuan Academy of Social Sciences, Chengdu 610072, China Bank of Chengdu, Chengdu 610071, China)

机构地区：[1]四川省社会科学院金融与财贸研究所 [2]成都银行营业部

出　　处：《经济体制改革》2017年第2期163-170,共8页Reform of Economic System

基　　金：国家社会科学基金项目"以四川省为样本的银担合作信贷风险集聚;传导机制及化解措施研究"(16BJY163)的阶段性成果

摘　　要：本文对西方融资担保理论及融资担保在西方主要发达国家中小企业融资担保体系运行机制研究的文献进行了梳理。来源于理论和实践两个方面的文献显示,只有政策性融资担保体系能够解决中小企业融资难、融资贵等问题。因此,大力发展政策性融资担保体系,是解决我国中小企业融资困境的必然选择。This paper sorts out the western financing assurance theory literature and the research literature on financing assurance system operation mechanism in the small and medium-sized enterprises in the main developed western countries. The literature research rooted in both theory and practice tells that only the policy-oriented financing assurance system can solve the problems of financing difficulties and obstacles in small and medium-sized enterprises. This paper holds that striving to develop policy-oriented financing assurance system is the main choice to solve the financing difficulties of the small and medium-sized enterprises in China.

关 键 词：中小企业 融资担保体系 运行机制 文献综述 

分 类 号：F279.11[经济管理—企业管理]