我国P2P网络借贷平台法律问题研究  

Research on Legal Issues of P2P Network Lending Platform in China

作　　者：赵云海[1] 郝瑞雪 

机构地区：[1]晋中学院公共管理学院,山西晋中030619 [2]兰州大学法学院,甘肃兰州730000

出　　处：《长治学院学报》2017年第1期1-4,共4页Journal of Changzhi University

基　　金：山西省科技厅软科学项目"山西省发展农产品物流的创新模式研究"(2012041041-04)

摘　　要：近年来,P2P网络借贷正处重要的发展阶段,作为互联网金融的新生力量,在提高社会闲散资金利用率等方面发挥重要作用。但是目前对它的监管尚处于真空状态,整合行业环境,保障金融市场秩序势在必行。本文通过对我国P2P网络借贷平台存在的主要问题和法律风险进行分析,结合现阶段我国的实际情况,对规范我国P2P行业监管提出相关的法律建议。In recent years, P27 lending as a new financial power of the Internet is at an important stage of development, playing an important role in improving the using efficiency of social idle funds. There are problems in the regulatory item. ;ntegrating industry environment and protecting the financial market order are imperative. Basing on the the main problems and legal risks analysis in Chinese P2P lending platform , combined with the basic situation of our country at the present stage, this article provides some proposals on Chinese P2P industry regulatory.

关 键 词：P2P P2P网络借贷 法律问题 风险监管 

分 类 号：D922.29[政治法律—经济法学]