陕西农业保险与农业信贷协同关系实证分析  

An Empirical Analysis of the Synergies between Agricultural Insurance and Agricultural Credit in Shaanxi

作　　者：陈长民[1] 康芳丽 

机构地区：[1]西安财经学院经济学院,陕西西安710100

出　　处：《统计与信息论坛》2017年第4期111-115,共5页Journal of Statistics and Information

基　　金：陕西省社会科学基金项目<陕西现代农业发展质量评价与金融支持研究>(12D042)

摘　　要：以陕西2001-2014年农业保险保费收入和农业贷款额为样本数据,在数据的描述性分析之后,运用协整检验、回归分析和Granger因果检验的方法对陕西农业保险和农业信贷协同关系进行定量分析。结果表明,陕西农业保险与农业信贷之间具有长期的均衡关系,农业保险对农业信贷有明显的正向促进作用,农业保险是农业信贷的Granger原因,Granger因果检验的结果与协整检验和回归分析的结果一致。In the study of the relationship between agricultural insurance and agricultural credit, which is becoming more and more concerned by the academia, there is no empirical research on the synergies between agricultural insurance and agricultural credit in Shaanxi. With the agricultural insurance premium income and the amounts of agricultural loans in 2001-2004 years of Shaanxi as sample data, after the descriptive analysis, via Co integration test, Regression analysis and Granger causality test methods, this study makes a quantitative analysis of the synergies between agricultural insurance and agricultural credit in Shaanxi. The results show that, in Shaanxi province, there exists long-term equilibrium relationship between agricultural insurance and agricultural credit, agricultural insurance has a significant positive influence on agricultural credit, agricultural insurance is the Granger reason of agricultural credit, and the results of Granger causality test is consistent with the results of Co integration test and the analysis of the regression.

关 键 词：农业保险 农业信贷 协同关系 实证分析 

分 类 号：F842.6[经济管理—保险] F832.43