我国商业健康保险发展现状及展望  

Current Situation and Prospect of Commercial Health Insurance in China

作　　者：宋占军[1] 胡祁[1] 

机构地区：[1]北京工商大学经济学院,北京100048

出　　处：《中国医疗保险》2017年第4期62-65,共4页China Health Insurance

基　　金：北京工商大学两科基金培育项目"城乡居民大病保险政策评估与制度优化研究"(LKJJ2016-01);首都流通业研究基地资助(JD-YB-2017-011)

摘　　要：商业健康保险是我国多层次医疗保障体系的重要组成部分。本文在分析商业健康保险发展现状的基础上,梳理新医改以来党和国家引导商业健康保险发展的政策文件,对我国未来商业健康保险发展进行了展望,提出创新健康保险商业模式、发展消费型健康保险、促进大健康产业等政策建议。Commercial health insurance is an important part of our multilevel medical security systems. Based on the analysis of the status quo of commercial health insurance development, this paper combs the policy documents of the party and the state to guide the development of commercial health insurance since the new medical reform, and makes a prospect for the future development of commercial health insurance in China. In addition, this article puts forward many policy recommendations including the innovative health insurance business model, the development of consumer health insurance, and the advance of ＂the big health industry＂ and so on.

关 键 词：健康保险 政策梳理 未来展望 

分 类 号：F842.6[经济管理—保险]