安徽大别山区金融扶贫效果研究  

Research on the Effect of Financial Poverty Alleviation in the Dabie Mountain Area of Anhui Province

作　　者：朱雅寒[1] 许晓春[1] 栾敬东[1] 

机构地区：[1]安徽农业大学经济管理学院,安徽合肥230036

出　　处：《华东经济管理》2017年第5期28-33,共6页East China Economic Management

基　　金：安徽省政府重大研究课题(皖政研2013-5);安徽省高校人文社会科学重点研究基地项目(SK2014A044)

摘　　要：大别山区是我国扶贫攻坚的主战场,"十二五"以来,安徽积极实施金融脱贫政策,为贫困县区塑造了良好的资本流入条件和环境。文章以2011-2014年安徽大别山片区12个国家贫困县的实证研究表明,金融机构的存贷比和人均生产总值对贫困发生率减少率具有明显的正向影响;财政收支赤字对贫困发生率减少率存在显著的负向影响。据此提出通过鼓励各类金融机构的积极进入贫困地区开展金融服务,建立多元化的金融脱贫合作,加大脱贫金融产品的开发和创新,加强信用体系建设等政策建议,为贫困地区的农户和企业创造更有利的融资环境,努力打赢大别山片区脱贫攻坚战。Dabie Mountain Area is the main battlefield of poverty alleviation in China. Since the ＂12th Five-Year Plan＂, Anhui province has been actively implementing financial policies to eliminate poverty, and created good capital inflow conditions and environment for pov- erty counties. Based on the empirical study of 12 national poverty counties of Dabie Mountain Area in Anhui province from 2011 to 2014, the results show that the deposit-loan ratio of financial institutions and per capita GDP have obvious positive influences on reducing inei - dence of poverty; Fiscal deficit has a significant negative influence on the incidence of poverty. Accordingly, the paper puts forth policy recommendations to create a more favorable financing environment for farmers and enterprises in poverty areas and try to win the battle of poverty alleviation in Dabie Mountain Area, by encouraging financial institutions to carry out financial services in poverty areas, establish- ing diversified financial cooperation, increasing the development and innovation of financial products and strengthening the construction of credit system.

关 键 词：大别山片区 扶贫开发 金融脱贫 效果评估 

分 类 号：F127[经济管理—世界经济] F320