绿色信贷对财务绩效的影响——来自赤道银行的经验证据  

On the Impact of Green Credit Loan on Financial Performance——Empirical Evidence from Equatorial Banks

作　　者：宋晓玲[1] 吴嘉伊 

机构地区：[1]北京语言大学商学院,北京100083 [2]约翰霍普金斯大学商学院,华盛顿20036

出　　处：《征信》2017年第3期12-18,共7页Credit Reference

基　　金："十二五"国家科技支撑计划项目(2014BAL07B03);北京语言大学校级项目(16YBT08)

摘　　要：运用早期加入赤道原则的8家赤道银行2006年至2014年的面板数据,构建似不相关回归模型,实证分析绿色信贷对赤道银行财务绩效的影响。结果表明,增加赤道原则C类信贷项目个数及环保领域信贷项目的数量,能够提升赤道银行财务绩效。我国应着重从积极推行中国特色版赤道原则、优化绿色信贷评审程序、建立绿色信贷外部激励机制三个方面,促进绿色信贷发展。By using the panel data of eight equatorial banks from 2006 to 2014 that accepted the Equator Principles in the early years,a seemingly unrelated regression model was constructed to empirically analyze the effect of green credit on the financial performance of equatorial banks. The results show that increasing the number of Equator Principles C credit items and the number of credit projects in environmental protection can improve the financial performance of Equatorial banks. China should focus on promoting the development of green credit from three aspects： actively implementing the Equator Principle of Chinese characteristics,optimizing green credit evaluation procedures,and establishing external incentive mechanism of green credit.

关 键 词：赤道原则 赤道银行 绿色信贷 财务绩效 

分 类 号：F830.42[经济管理—金融学] F832.4