小微企业P2P网贷平台融资模式研究  

Research on Financing Mode of Micro Enterprises' P2P Network Loan

作　　者：陈果[1] 徐艳[1] 

机构地区：[1]海南大学经济与管理学院

出　　处：《亚太经济》2017年第4期33-36,共4页Asia-Pacific Economic Review

摘　　要：小微企业通过P2P网贷平台进行融资,具备信息效率优势、信用风险优势和融资便利优势。完善小微企业P2P网贷平台融资模式,促进小微企业与P2P网贷平台共同发展,需要政府部门、小微企业和P2P网贷平台的共同努力。On the one hand,the qualitative analysis of the relationship between micro enterprises financing and P2P network loan platform shows that P2P network loan platform has potential risk when facilitating the financing of the micro enterprises. On the other hand,micro enterprises financing,as the important prerequisite of the development of P2P network loan platform,in turn promotes or restricts the development of P2P network loan platform. Government departments,micro enterprises and P2P network loan platform need to work together in order to improve the financing mode of micro enterprises' P2P network loan,and to promote the common development of micro enterprises as well as P2P network loan platform.

关 键 词：小微企业 融资模式 P2P网贷平台 

分 类 号：F830[经济管理—金融学]