校园借贷走向规范化的探究——以福州大学城为例  

A Study on the Standardization of Campus Borrowing-A Case Study of Fuzhou University

作　　者：林敏华[1] 吴军梅[1] Lin Minhua Wu Junmei(Fujian Jiangxia University, Fuzhou Fujian,350108,China)

机构地区：[1]福建江夏学院金融学院,福建福州350108

出　　处：《福建金融管理干部学院学报》2017年第2期9-14,共6页Journal of Fujian Institute of Financial Administrators

摘　　要：自"校园借贷"P2P平台在2013年出现,经过短短几年的发展,"校园借贷"P2P平台便占据各大高校。伴随着"校园借贷"的出现及迅猛发展,"校园网贷"引起了社会各界的关注热议。"校园借贷"出现违规经营、欺诈交易,暴力催债等一系列的问题,应切实加强对校园贷的监管,明确校园贷的监管主体,规范监管措施。本文以福州大学城为例,从"校园借贷"的现状及原因切入,再从问题及特点等方面进行分析,在此基础上从政府、学校、借贷平台等多方面来探讨"校园借贷"该如何规范发展。Since the borrowing campus P2P platform in 2013, after just a few short years of development, borrowing campus P2P platform occupy colleges and universities. With the advent of borrowing campus and rapid development, campus network is borrowed the attention of the society from all walks of life. Borrowing campus in management, fraud, violence, dun and so on a series of problems, should strengthen the supervision of the campus to borrow, clear campus credit regulation of the main body, standardize the regulatory measures. Taking Fuzhou university as an example, from the present situation and reasons of borrowing campus, again from aspects of the problem and characteristic analysis, on this basis, from the aspects of government, school, lending platform to discuss how to standardize and develop the campus lending.

关 键 词：校园借贷 互联网金融 福州大学城 

分 类 号：F830.589[经济管理—金融学]