近代中国金融监管的制度特征  

The Institutional Characteristics of Financial Supervision in Modern China

作　　者：易棉阳[1,2] YI Mian - yang(School of Economics, Zhongnan University of Economics and Law, Wuhan 430073, China School of Economics and Trade, Hunan University of lndustry, Zhuzhou 412008, China)

机构地区：[1]中南财经政法大学经济学院,武汉430073 [2]湖南工业大学经济与贸易学院,湖南株洲412008

出　　处：《云南财经大学学报》2017年第5期3-12,共10页Journal of Yunnan University of Finance and Economics

基　　金：国家社会科学基金项目"中国特色农业合作道路形成发展的经济史研究"(16BJL018);湖南省社会科学基金项目"中国式农业合作道路的历史演进研究"(14YBA1467)

摘　　要：近代中国金融监管制度是在吸收欧美和日本经验的基础上形成的,发掘近代中国金融监管的特征,既可深化对近代中国金融监管的认识,同时又对当下的金融监管体制改革具有借鉴意义。由于学术界尚未对近代中国金融监管的特征做出总体性归纳概括,因此把近代中国金融监管置于同时期世界金融监管的大背景之下审视近代中国金融监管所具有的特色就显得尤为必要。通过研究发现:近代中国金融监管具有三大特征,即在体制上模仿日本选择了"一级多头"式监管体制,但各种监管机构叠床架屋、互相掣肘;在监管方式上综合了欧美和日本经验兼重内部监管和外部监管,但两者之间此消彼长;在监管手段上学习日本和欧美做法推行法制化监管,但绩效却差强人意。The formation of the financial supervision institution in modern China is based on the experience of Europe, America and Japan. Discovering the characteristics of financial supervision in modern China can not only help us to deepen the understanding of the institution, but also has implications on present day reform of the financial supervision system. Overall conclusions on the characteristics of the financial supervision in modern China has not been made up to now, and studies have not been made by putting modern China＇ s financial supervision into the background of world financial supervision to consider the characteristics of the system. This study finds out three major characteristics of the financial supervision system in modern China： （ 1 ） The system imitates Japan＇ s supervision style of having ＂one layer with multi - departments in charge＂, but the departments have overlaps in function and restricts each other; （2） In the way of supervision, it？ synthesizes the experiences of Europe, America and Japan, with emphasis on both external and internal supervision, but the two sides wane and wax ; （3） In the measures of supervision, the institution learns from the deeds of Japan, Europe and America to promote legalized supervision, but the effectiveness is quite low.

关 键 词：近代中国 金融监管体制 金融监管方式 金融监管手段 

分 类 号：F832.9[经济管理—金融学]