信用风险转移功能下资产证券化创新对银行风险承担的影响:一个文献综述  

The Impact of Asset Securitization Innovation on Bank Risk Taking under the Function of Credit Risk Transfer: A Literature Review

作　　者：李佳[1] 

机构地区：[1]山东师范大学经济学院,副教授博士山东济南250014

出　　处：《经济体制改革》2017年第5期129-134,共6页Reform of Economic System

基　　金：国家社会科学基金项目"经济下行期资产证券化创新对银行风险承担的影响研究"(16CJY070)

摘　　要：基于信用风险转移的资产证券化创新对银行风险承担的影响已成为后危机时代学术界关注的焦点。通过文献梳理发现,学术界关于资产证券化创新影响银行风险承担的观点并未统一,并从不同视角展开针对资产证券化创新影响银行风险承担具体路径的研究。但从现有文献来看,当前的研究在针对我国资产证券化创新影响银行风险承担的特殊机制、资产证券化创新边界、通过资产证券化创新维护金融稳定的路径体系等方面仍需继续深入。The impact of asset securitization innovation based on credit risk transfer has become the focus of academic attention in the Post Crisis Era. Through the literature review found, the academic don＇t have a unified view on the impact of asset securitization to the bank risk taking, and study on the specific path of the impact of asset securitization innovation on bank risk taking from the different perspective. But from the existing literature, the current research on the special mechanism about the impact of asset seeuritization on the bank risk taking in China, the boundary of asset securitization innovation, through asset securitization innovation maintaining financial stability system still needs further path.

关 键 词：信用风险转移 资产证券化 银行风险承担 

分 类 号：F830[经济管理—金融学]