旧中国金融机构在口岸开埠之初的发展路径——以近代钱庄、票号贸易金融业务的发展为例  

The Development Paths of Financial Institutions in the Beginning of Trade Ports Opening in Old China: With the Development of Old-Style Chinese Private Bank and Exchange Shop Trade Finance Business as Examples

作　　者：白云 王毅 BAI Yun WANG Yi(School of Economics and Management, Harbin College, Harbin 150080, China Economics School of Jilin University, Changchun 130032, China)

机构地区：[1]哈尔滨学院经济管理学院,哈尔滨150080 [2]吉林大学经济学院,长春130032

出　　处：《商业研究》2017年第9期47-52,共6页Commercial Research

基　　金：黑龙江省哲学社会科学规划项目;项目编号:15GLE09

摘　　要：旧中国在贸易口岸开埠之初,中西方的贸易并非在中外商人之间直接进行,真正意义上的交易双方是外商与钱庄、票号。基于旧中国特有的社会禀赋结构,钱庄和票号在与外国银行业竞争的同时与外国银行合作,在中国金融市场开展借贷业务。在中国市场开放程度不断深化的今天,旧中国金融业在贸易口岸开埠之初的做法值得借鉴。中国本土金融业需要在原有优势条件的基础上开展国际合作与竞争,需要将西方国家金融发展的肯定成果"拿来",利用比较优势跨越发展中的"卡夫丁峡谷",打造适合中国金融业发展的独特模式,走出一条"东方社会"特有的金融发展之路。In the beginning of trade ports opening in old China,trade between China and the West was not conducted directly between Chinese and foreign businessmen,and real transaction parties were foreign businessman and private bank,exchange shop. Because of peculiar social endowment structure of old China,old-style Chinese private bank and exchange shop cooperated with foreign banks while competing with foreign banks,and carried out lending business in old China＇s financial markets. Today,with the deepening of China＇s market opening,the practice of old China＇s financial industry in the beginning of trade ports opening is worth learning. China＇s local financial industry needs to carry out international cooperation and competition on the basis of the existing advantages,and it needs to bring the positive results of financial development in the west,to build a unique model suitable for China＇s financial development,and find the unique road of financial development of ＂oriental society＂with Crafting Gorge.

关 键 词：本土金融 二元金融结构 卡夫丁峡谷 

分 类 号：F830.39[经济管理—金融学]