浅谈我国寿险核保的不足及建议  

Problems and Suggestions on China's Life Insurance Underwriting

作　　者：郭阳 刘伊明 

机构地区：[1]中国平安人寿保险股份有限公司邢台中心支公司,河北邢台054000

出　　处：《中小企业管理与科技》2017年第31期124-125,共2页Management & Technology of SME

摘　　要：随着我国经济的迅速发展,我国人寿保险得到了极速发展,但同时核保工作也浮现出核保数据、保险意识及核保制度等诸多差异。这些问题可通过核保人员及销售人员素质培养提升风险管控能力,运用智能核保、电子通讯和网络技术得以解决,从而促进我国寿险行业的健康发展,逐步实现与国际接轨。With the rapid development of China＇s economy, China＇s life insurance has been extremely rapid development, but at the same time,there also emerge out differences in underwriting work, such as underwriting data, insurance awareness, underwriting system and etc.. These problems can be improved through enhancing the risk control ability of nuclear protection personnel and sales personnel, using smart nuclear protection, electronic communication and network technology, so as to promote the healthy development of China＇s life insurance industry, and gradually achieve international standards.

关 键 词：寿险 风险评估 核保管理 

分 类 号：F842[经济管理—保险]