保险消费者权益保护法律问题研究  

Study on the Legal Problems of the Protection of the Insurance Consumer Rights

作　　者：马莉 

机构地区：[1]甘肃政法学院民商经济法学院,甘肃兰州730050

出　　处：《晋中学院学报》2017年第6期48-51,共4页Journal of Jinzhong University

基　　金：国家社科基金项目:"保险消费者保护法律制度研究"(13BFX102)

摘　　要：新时代背景下,保险因其风险转移、分散和分配的经济功能及其构筑的社会功能而日益受到社会关注与接纳,使保险产品与服务得到极大发展。然而,实践中保险纠纷与投诉数量日益增多,现有的保险消费者权益保护存在应对困局。从内外部保护机制视角出发,分析现有保护体系中存在的问题,并提出相应合理化建议,以完善保险行业市场运作机制,合理保护保险消费者合法权益。Under the background of new era, the insurance,which has the economic function of the risk transfer,dispersionand distribution, and social function, is becoming more and more attentive. The insurance products and services make greatdevelopment. However, the number of disputes and complaints are increasing. The existing protection mechanism has the dilemma ofcoping with these problems. This paper analyzed the problems and put forward the reasonable suggestions.

关 键 词：保险消费者 合法权益 法律保护 

分 类 号：DF438.4[政治法律—经济法学]