海峡两岸金融消费者权益保护法律之比较研究  

A Comparative Study of Legal Protection of Financial Consumers on Both Sides of the Taiwan Strait

作　　者：翟业虎[1] 胡映珂 

机构地区：[1]首都经济贸易大学法学院,北京100070

出　　处：《首都经济贸易大学学报》2018年第1期89-96,共8页Journal of Capital University of Economics and Business

基　　金：教育部人文社会科学研究重大项目"民法总则重大疑难问题研究"(14JJD820005);北京市社会科学基金项目"3D打印的知识产权问题及其应对"(15FXB012)

摘　　要：2008年金融危机带来各国(地区)对金融消费者权益保护的普遍觉醒。保护金融消费者针对的不仅仅是金融消费者的个体利益,而是在保护金融市场的公平和信心,更是在保护一国(地区)乃至世界的金融及社会稳定。2011年,中国台湾地区相比大陆地区率先制定了《金融消费者保护法》等系列法律文件。2016年12月,中央银行印发的《金融消费者权益保护实施办法》正式开始实施,这是继国务院办公厅2015年印发《关于加强金融消费权益保护工作指导意见》后,国家对于金融消费权益保护的又一重要法律文件。通过对中国台湾地区与大陆地区法律文件的分析对比,研究两地制定法的差异,并针对性地提出立法建议,最后对完善中国大陆地区金融消费者权益保护的路径提出构想。The financial crisis in 2008 brought the universal awakening of the protection of financial consumers' rights. Protecting financial consumers is not only about the individual interests of financial consumers,but also protecting the confidence of financial markets,and even the financial stability of the world. In 2011,Taiwan pioneered in formulating the Financial Consumer Protection Law. In December of 2016,the central bank issued the Financial Consumer Rights Protection Implementation Measures,which is another important legal document ofter the Guiding Opinions on Strengthening the Protection of Financial Consumer Rights and Interest in 2015. Through the analysis and comparison of the legal documents between Taiwan and the mainland,this paper studies the differences of the laws and puts forward the legislative suggestions of protecting the rights and interests of the financial consumers in mainland.

关 键 词：海峡两岸 金融消费者 消费者权益保护 

分 类 号：DF414[政治法律—经济法学]