台湾储蓄投资转化效率分析  

Analysis on the Saving-investment Transformation Efficiency in Taiwan

作　　者：张贵平 

机构地区：[1]福建师范大学,福建福州350108

出　　处：《台湾农业探索》2017年第5期7-12,共6页Taiwan Agricultural Research

摘　　要：在对储蓄投资转化的概念及其运行机制分析的基础上,围绕储蓄转化率、储蓄投资转化渠道及投资效率三个方面分析了台湾储蓄投资转化效率的总体情况。研究发现:台湾保持了30多年的高储蓄转化率近十年来下降明显;以银行和保险机构为主的间接金融迅速下降,以证券市场为主的直接金融发展迅猛;台湾的投资以市场为主体,投资效率较高;台湾储蓄投资转化效率的总体情况不乐观,主要原因是岛内投资率持续下降,要改善这种情况,台湾应加强两岸投资关系正常化且应主动融入"一带一路"战略。By analyzing the concept of saving-investment transformation and its operational mechanism, the overall sit-uation of the saving-investment transform efficiency in Taiwan were analyzed from three aspects, saving transforma-tion rate, saving-investment transforming channels and investment efficiency. The results showed that the saving con-version rate in Taiwan had been decreasing obviously in the past decade after maintaining high in more than 30 years. The indirect finance？ dominated by bank and insurance institutions？ had rapidly declined; whereas the development of direct finance, mainly the securities market, had developed quickly. Investment efficiency in Taiwan was high because of the main body function of market in investment. However, the saving-investment transformation efficiency in Tai-wan was not high, owing to the decline of investment rate in Taiwan. It was important for Taiwan to make the invest-ment relationship cross-strait normal and take part in the ＂One Belt and One Road＂ plan in order to change the status.

关 键 词：储蓄转化率 投资效率 台湾 

分 类 号：F832.22[经济管理—金融学]