民间借贷主体的法律风险及其防范  

The Legal Risk of the Main Body of Private Lending and Its Prevention

作　　者：刘玉平[1] 王靖文 Liu Yuping;Wang Jingwen

机构地区：[1]吉林师范大学,吉林四平136099

出　　处：《行政与法》2017年第12期108-113,共6页Administration and Law

摘　　要：市场经济的发展需要大量资本的注入,市场的需求与民间资本相结合,使民间借贷这种社会融资模式呈现出前所未有的活跃与繁荣,但随之也产生了大量借贷纠纷。近几年,在民间借贷纠纷的审判实践中,涉及借贷主体的案件败诉率最高,这说明民间借贷主体及其行为存在很大的风险。本文依据相关法律法规并结合审判实践分析了借贷主体之间存在的法律风险,在此基础上提出了相应的防范措施。The development of market economy needs a large number of capital injection.The combination of market demand and private capital leads to unprecedented activity and prosperity of the social financing mode of private lending showing,as well as a large number of loan disputes.In recent years,in the judicial practice of private lending disputes,the rate of failure cases involving the main body of loans is the highest,which indicates that there is a great risk for the main body of private lending and its behavior.Based on relevant laws and regulations and trial practice,this paper analyzes the legal risks among main bodies of loans and puts forward corresponding countermeasures.

关 键 词：民间借贷主体 法律风险 防范措施 

分 类 号：D922.28[政治法律—经济法学]