完善医疗责任险、缓解医患矛盾——基于医疗风险管理的视角  

Perfecting Medical Liability Insurance and Relieving Doctor-Patient Contradiction:Based on the Perspective of Medical Risk Management

作　　者：杨风寿[1] 李婷 

机构地区：[1]对外经济贸易大学保险学院,北京100029

出　　处：《重庆理工大学学报（社会科学）》2017年第12期45-53,共9页Journal of Chongqing University of Technology（Social Science）

基　　金：国家社会科学基金项目"适度社会保障水平与克服‘中等收入陷阱’关系研究"(12BJL089)

摘　　要：伴随着人们对医疗的普遍重视,医疗事故所引起的医患矛盾现象也日益频繁,尽管作为转嫁医疗责任风险的医疗责任险在全国各地出现近30年,但整体上仍处于市场的初级阶段,对消除医患矛盾的效果甚微。基于社会现状及已有的研究成果,围绕减少医患矛盾这一直接目的,对医患主体的特点、医疗风险的可保性以及相对应的医疗责任风险及保险存在问题进行分析,探讨解决医患矛盾的内在机理及可行的解决措施,从而完善医疗责任保险制度建设,构建行之有效的医疗风险管理机制。With the universal attention to medical care,the doctor-patient contradiction caused by medical accidents is also increasingly frequent. The medical liability insurance to transferring the risk of medical liability has been running around the country for nearly 30 years,but it is still in the primary stage of its market,and it has little effect between doctors and patients. This paper focuses on the direct purpose of reducing doctor-patient conflict,through analyzing the main body of medical responsibility,the insurability of medical risk,the internal mechanism and feasible solution of doctorpatient conflict. This paper will improve the construction of medical liability insurance system and build effective medical risk management mechanism.

关 键 词：医患矛盾 医疗责任险 责任风险 风险管理 保险金 

分 类 号：F842.6[经济管理—保险]