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作 者:刘宇
机构地区:[1]中国人民银行贵阳中心支行,贵州贵阳550001
出 处:《征信》2017年第12期19-24,共6页Credit Reference
摘 要:在我国国民经济水平不断提升的同时,市场主体信用缺失的问题也日益严重。失信问题的产生,在于由传统自然经济的"熟人社会"向现代市场经济的"陌生人社会"的转变过程中,信用基础发生了根本改变。工业化、城镇化所带来的社会流动越来越快,社会成员的身份转换也越来越频繁,身份信用必然要被契约信用所取代。破解市场失信困局的当务之急是加快建立适应现代社会的、以契约信用为特征的市场主体信用体系。China' s national economic level continues to rise while the problem of market subjects' discredit is also increasingly serious. The problem of discredit lies in that the fundamental credit base has changed during the course changing from the traditional economy "acquaintance society" to the modem market economy "stranger society" The social mobility brought about by industrialization and urbanization is becoming faster and faster, and the identity altering of social members is becoming more and more frequent. Identity credit is bound to be replaced by contract credit. The urgent task for solving the market discredit dilemma is to speed up the establishment of market subjects' credit system which is suitable for the modem society and is characterized by contractual credit.
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