论重复抵押的效力  

On the validity of repeated mortgage

作　　者：叶小鹏 

机构地区：[1]南开大学法学院,天津300350

出　　处：《天津商业大学学报》2018年第1期69-73,共5页Journal of Tianjin University of Commerce

摘　　要：我国担保法对重复抵押的效力采取了绝对禁止的态度,学界对重复抵押的效力问题也颇具争议,甚至对重复抵押的概念亦不能达成统一意见。新的物权法并未对重复抵押的效力做出明确规定,但担保法内部对重复抵押的效力规定存在矛盾之处。本文通过区分再抵押与重复抵押的概念,对比担保法第35条与其上位法物权法、民法等相关法条和法律原则,并着重说明根据现行物权法规定的善意取得制度,即使担保法规定不得重复抵押,而重复抵押的抵押权人仍可以善意取得抵押权,从而说明禁止重复抵押的规定过于绝对。The guaranty law of China has taken an absolute prohibition on the validity of repeated mortgage, and the academic circles have also been controversial about the validity of repeated mortgage and even cannot reach a unified view on the concept of repeated mortgage. The new property law doesn, t stipulate the validity of repeated mortgage. However,there are some contradictions in the validity of repeated mortgage in the guaranty law. The article distinguishes the concept of remortgage from that of repeated mortgage, and makes a comparative study of Article 53 of guaranty law and related articles and legal principles of property law and civil law. It mainly explains the system of bona fide acquisition according to the existing provision of property law. Even if the guaranty law prohibits the repeated mortgage, the mortgagee of repeated mortgage can acquire the mortgage in good faith. It shows that the prohibition on repeated mortgage is exces-sively absolute.

关 键 词：再抵押 重复抵押 担保法 意思自治 善意取得 

分 类 号：D923.6[政治法律—民商法学]