我国农村金融与农村经济发展关系剖析——基于河南省实证数据的结构方程模型  

Study on Rural Finance and Rural Development of Economy in China: Based on Structural Equation by ways of Empirical Data in Henan Province

作　　者：薛晨[1] 袁永智[1] 

机构地区：[1]中国人民银行鹤壁市中心支行,河南鹤壁458030

出　　处：《金融理论与实践》2018年第2期60-64,共5页Financial Theory and Practice

摘　　要：农业现代化是实现"伟大复兴中国梦"的基础和前提。但是目前我国"城乡二元结构"的格局仍未打破,农村地区的绝对和相对贫困问题仍存在,因此发展农村金融,解决农村、农业"融资难"的问题,促进农业经济发展成为了必然选择。在农业供给侧结构改革背景下,首先探析我国农村经济资金需求总量和领域及其对农村经济发展的作用机理,然后基于此,结合"金融供给"观点,运用河南省的资料数据,剖析了农村金融发展水平和农村经济发展的关系,即在社会主义市场经济体制下,农村金融发展规模与结构、发展效率等金融相关率指标会对区域经济发展在不同阶段发挥不同作用,并随着经济发展,其正向作用力会不断上升。据此,我国应该构建"政府引导、市场决定"的新型农村金融服务体系,以促进我国适度规模的可持续农业发展模式不断优化和完善,最终实现我国农业现代化的目标。Agricultural modernization is the foundation of Chinese dream of Great Rejuvenation. But, at present, there is"Urban-Rural Structure"and absolute or relative poverty in China, so it should develop rural finance to solve the problem on agricultural financing constraints. Then, it analyses amount and structure of rural capital under reform of supply-side structure of agriculture, and describes the mechanism for the development of rural economy. Based on the theory of"Financial supply", it analyses the relationship between rural financing and rural economy by ways of data from Henan Province. It puts forward these conclusion as following, the scale and structure of rural finance, and its efficiency have effects on regional development of economy, and it would play a different role in different stages of rural economy. Finally, it should build the neo-system of rural financial service by combination of government and market mechanism, which makes improvement in sustainability of agricultural and rural development and realize the agricultural modernization.

关 键 词：农村金融 农村经济 农业现代化 可持续农业发展模式 

分 类 号：F832.43[经济管理—金融学]