农村反贫困战略下我国农村普惠金融体系构建研究  

Study on the Construction of Rural Inclusive Financial System Under the Strategy of Rural Anti-Poverty Strategy

作　　者：蒲丽娟[1] 

机构地区：[1]中共四川省委党校,四川成都610072

出　　处：《改革与战略》2018年第2期109-111,130,共4页Reformation & Strategy

基　　金：国家社会科学基金项目"社会资本支持西部民族地区减贫的投资博弈与市场完善研究"(项目编号:16XMZ094)

摘　　要：普惠金融具有全面性、匹配性和可持续性,在农村反贫困战略中具有非常广泛的应用前景。从当前来看,未建立参与主体间的顺畅沟通机制、未形成有效的信贷资金循环路径以及未建立以市场力量主导的金融扶贫配套政策,是阻碍普惠金融在农村反贫困战略中应用的几个突出问题。与此同时,农村金融体系本身存在的金融供求不平衡、金融覆盖面窄、农村金融供给的深度不够、金融服务与扶贫需求存在较大出入等问题,更需要在农村反贫困战略实施中,加大普惠金融体系的构建。应该通过构建多层次多样化农村金融扶贫体系,从金融扶贫利益协调机制入手完善相关制度保障,借助互联网金融加大农村金融创新,加快改革步伐完善农村普惠金融的基础性制度,构建农村普惠金融体系,发挥其在反贫困战略中的作用。Inclusive finance is comprehensive, matching and sustainable, and has a very wide range of application prospects in the rural anti-poverty strategy. From the current point of view, did not participate in establishing smooth communication mechanism between the main, credit funds circulation path without effective formation and did not establish a market leading financial supporting policies for poverty alleviation, those are the several outstanding problems hindered the application in Inclusive Finance in rural anti poverty strategies. With the help of Internet banking to increase rural financial innovation, we should use the basic system to accelerate the pace of reform and improve the rural Inclusive Finance, constructing the rural inclusive financial system, give full play the role of anti poverty strategy.

关 键 词：农村反贫困战略 协同 农村普惠金融体系 构建 

分 类 号：F320[经济管理—产业经济]