对金融监管问题的几点思考——以跨境人民币业务监管为例  

Considerations on Financial Supervision——Taking the Supervision of Cross-border RMB Business as an Example

作　　者：庞贞燕 张军[1] 

机构地区：[1]中国人民银行济南分行,山东济南250021

出　　处：《金融发展研究》2018年第2期29-34,共6页Journal Of Financial Development Research

摘　　要：本文以跨境人民币业务监管为例,探讨了有关金融监管的基本问题。从金融监管的必要性、监管原则、监管模式、监管方法与监管工具进行了层层剖析,认为监管要遵循真实、合法、规范、有序原则,并结合业务实际探讨了行为监管和审慎监管两种监管模式的关系,进而探讨了具体监管方法和工具的选择,最后提出了促进监管有效实施的制度环境。This paper, taking the cross-border RMB business supervision as an example, discusses the basic problems related to financial supervision. The paper makes a layer of analysis from the necessity of financial supervi- sion, supervision principle, supervision mode, supervision methods and supervision tools, putting forward that su- pervision should be true, legal, standardized and orderly. Supervision mode is divided into behavior supervision and prudential supervision, combining with the actual business, it discusses the relationship between these two kinds of modes. Furthermore, the paper comes up with specific methods and tools of supervision and finally puts forward the se- curity system which can effectively implement supervision.

关 键 词：金融监管 行为监管 审慎监管 跨境人民币 

分 类 号：F832[经济管理—金融学]