包容性增长、贫困与金融减贫模式创新  

Inclusive Growth,Poverty and Financial Poverty Reduction Model Innovation

作　　者：周孟亮[1] Zhou Mengliang

机构地区：[1]湖南农业大学经济学院

出　　处：《社会科学》2018年第4期55-64,共10页Journal of Social Sciences

基　　金：国家社科基金项目"基于农村金融增量改革的农户融资约束缓解研究"(项目编号:13BJY097);湖南省社科基金项目"普惠金融服务脱贫攻坚的路径与对策研究"(项目编号:16YBA211);湖南省教育厅重点项目"普惠金融视角下连片特困地区金融扶贫研究--以武陵山区为例"(项目编号:15A092)的阶段性成果

摘　　要：脱贫攻坚是为了实现包容性增长,包容性增长与减贫有内在理论逻辑关联,脱贫攻坚离不开高效率金融支持。当前我国金融减贫理念存在偏差,过于注重短期效应,迫切需要实施新型金融减贫模式。普惠型金融减贫模式以普惠金融体系构建为基础,实现减贫资金与脱贫能力的有效结合,注重脱贫可持续性,有利于实现包容性增长。为更好的实施普惠型金融减贫模式,应该树立普惠型金融减贫理念,提升贫困人口内在脱贫能力,补上普惠金融体系"短板",构建有效的风险补偿、分担机制。The objective of poverty alleviation is to achieve inclusive growth, inclusive growth and poverty reduction have internal theoretical logic connection, poverty alleviation cannot do without efficient financial support. At present, the notion of financial poverty reduction is deviating, we pays too much attention to the short-term effect of poverty alleviation and so on in China. Therefore, it is urgent to innovate a new financial poverty reduction model. Inclusive financial poverty reduction model, which is based on inclusive financial system, is to achieve effective combination of poverty alleviation funds and poverty alleviation ability, pay attention to poverty alleviation sustainability. It is conducive to achieve inclusive growth. In the future, we should set up new notion of inclusive finance poverty reduction, improve the poor intrinsic ability of getting rid of poverty, make up the ＂short board＂ of inclusive financial system, construct effective risk compensation and sharing mechanism, implement the new inclusive financial poverty reduction model in China.

关 键 词：包容性增长 普惠金融 减贫 

分 类 号：F124.7[经济管理—世界经济] F830.3