基层央行征信领域涉诉案件法律风险探析  

An Analysis on Legal Risks of Litigation Cases in Grassroots Central Bank Credit Reporting

作　　者：张雅婷[1] 田晓宏[2] ZHANG Yating1, TIAN Xiaohong2(1. Taiyuan Central Sub-branch of the People＇s Bank of China, Taiyuan , $hanxi 030001, China ; 2. Datong City Sub-branch of the People＇s Bank of China ,Datong , Shanxi 037008, China)

机构地区：[1]中国人民银行太原中心支行,山西太原030001 [2]中国人民银行大同市中心支行,山西大同037008

出　　处：《征信》2018年第1期31-33,共3页Credit Reference

摘　　要：从征信涉诉典型案例入手,从人民银行、金融机构、社会公众三个方面结合法律、行为、观念认识等维度深入分析征信业务潜在的法律风险,认为防范这些风险应完善征信法律体系、依法处理征信业务投诉、加强征信业务监管和从业人员管理、畅通征信异议处理渠道、强化征信知识宣传教育。By selecting typical litigation cases related to credit reporting, viewed from three aspects of the People＇ s Bank of China, financial institutions and social public, and from such dimensions as the law, behavior, concepts etc. , the paper conducts an in-depth analysis on the potential legal risks of credit reporting business. In order to effectively prevent and control the related risks, we should improve the legal system of credit reporting, deal with the complaints of credit reporting according to laws, strengthen the supervision and management of participants in credit reporting, expedite the channels of objection processing, and strengthen the publicity and education of credit reporting.

关 键 词：征信异议 征信业务投诉 法律风险 

分 类 号：F832.2[经济管理—金融学] D922.28[政治法律—经济法学]