信贷配给理论研究述评  

A Review of Researches on the Theory of Credit Rationing

作　　者：丁丹 李菁[2] Ding Dan;Li Jing(College of International Relations, Liaoning University, Shenyang Liaoning 110036;Journal Editorial Office, Shenyang Normal University, Shenyang Liaoning 110034)

机构地区：[1]辽宁大学国际关系学院,辽宁沈阳110036 [2]沈阳师范大学学报编辑部,辽宁沈阳110034

出　　处：《沈阳师范大学学报（社会科学版）》2018年第3期36-41,共6页Journal of Shenyang Normal University(Social Science Edition)

摘　　要：信贷配给理论的演进过程形成了研究的理论基础,纵观大量信贷配给理论文献,发现该理论发展比较零乱,有必要对其进行梳理。从信贷配给理论发展回顾可看出,信贷配给对经济增长的影响较大,严重影响了信贷资金的使用效率,通过对信贷配给相关影响因素的研究阐述信贷配给对经济增长影响。此外,信贷配给理论可以对经济转轨国家的经济增长产生重要的影响,信贷配给问题越来越受到关注,控制好信贷配给的程度是转轨国家经济转型发展的重要目标。针对此问题的研究,不但可以促进对信贷配给问题的深入研究,也可以为转型国家经济增长非均衡协调发展的实践提供基本的研究参考。The evolution process of credit rationing theory forms the theoretical basis of research. Looking at a large number of credit rationing theoretical documents,it is found that the development of this theory is quite messy,it is necessary to comb it. From the review of the development of credit rationing theory,we can see that credit rationing has a great impact on economic growth,which seriously affects the efficiency of the use of credit funds. Through the study of the relevant factors of credit rationing,further credit rationing has an impact on economic growth. In addition,the theory of credit rationing can have an important impact on the economic growth of countries with economies in transition,the issue of credit rationing has attracted more and more attention,and controlling the degree of credit rationing is an important goal of economic transformation and development in countries with economies in transition. The study on this issue can not only promote the in-depth study of credit rationing,but also provide a basic reference for the practice of the unbalanced and coordinated development of economic growth in transition countries.

关 键 词：信贷配给 经济增长 信息不对称 

分 类 号：F224[经济管理—国民经济]