我国商业银行开展碳金融业务的机遇及挑战  

The Opportunities and Challenges of China's Commercial Banks in Developing Carbon Finance Business

作　　者：王五祥[1] Wang Wu-xiang(School of International Business, Tianjin Foreign Studies University, Tianjin 30020)

机构地区：[1]天津外国语大学国际商学院,天津300204

出　　处：《贵州商学院学报》2018年第1期20-24,共5页Journal of Guizhou University Of Commerce

基　　金：天津市教委人文社科项目"多重不确定条件下低碳战略投资理论与实证"(20112418)

摘　　要：碳金融作为节能减排项目的直接投融资、碳金融衍生品交易以及商业银行的绿色信贷等金融活动,可促进环境与经济和谐发展。我国商业银行开展碳金融业务市场前景广阔,市场空间巨大,但目前缺乏全国统一的交易机制与平台,产品交易相对单一。碳金融已是全球众多金融机构竞相角逐的新领域,商业银行须从自身和外部环境两方面努力,促进碳金融业务的拓展。当务之急,应建立全国碳交易市场,取得碳排放定价权;完善绿色信贷法律体系,引入奖惩机制,降低不良贷款率;拓展与创新碳金融业务,培育熟知碳金融业务的复合型人才。As a financial activity such as direct investment and financing of energy-saving emission reduction projects,carbon financial derivatives transactions,and green credit of commercial banks,carbon finance can promote the harmonious development of the environment and economy.China＇s commercial banks have broad market prospects for carbon finance business.There is a huge market space.However,there is currently a lack of a unified national trading mechanism and platform,and product transactions are relatively single.Carbon finance is a new area in which many financial institutions in the world compete for each other.Commercial banks must work hard from both their own and external environments to promote carbon finance business expansion.It is imperative to establish a national carbon trading market and obtain carbon emission pricing power; improve the green credit legal system,introduce rewards and penalties,reduce non-performing loan ratios,expand and innovate in carbon finance business,and cultivate compound talents well-versed in carbon finance.

关 键 词：商业银行 必要性 挑战 碳金融 

分 类 号：F830.9[经济管理—金融学]