严监管下商业银行优化主动负债策略  

Commercial Banks Optimise Managed Liability under Strict Regulation

作　　者：宋艳伟 

机构地区：[1]浦发银行总行战略发展部

出　　处：《银行家》2018年第5期82-84,共3页The Chinese Banker

摘　　要：近期,银行监管政策密集出台,严监管和金融去杠杆持续推进,商业银行主动负债端经营面临前所未有的挑战。本文遵循＂稳定负债来源,降低负债成本＂的思路,研究主动负债的业务特点、梳理监管政策对主动负债的影响,并提出下一阶段优化主动负债结构的策略安排建议,以构建可持续的负债经营模式。After the release of the new regulations on asset mamigement,strict supenision has become a general trend. At the same time,the progress of financial de-leveraging is also advancing. This paper discusses how to reduce the cost of debt while stabilizing the source of liabilities and propose strategies for optimizing the liability stuctiire of commercial banks.

关 键 词：负债成本 监管政策 商业银行 优化 经营模式 负债结构 金融 

分 类 号：F830.42[经济管理—金融学] F832.33