我国银行存款的时空格局及动态变化  

Spatial-Temporal Pattern and Dynamic Change of Chinese Bank Deposit

作　　者：李国梁[1,2] 刘丙章[1,3] 高建华 LI Guoliang;LIU Bingzhang;GAO Jianhua(College of Environment and Planning, Henan University, Henan Kazfeng 475004, China;Economy and Management College, Haanghuai University, Henan Zhumadian 463000, China China)

机构地区：[1]河南大学环境与规划学院,河南开封475004 [2]黄淮学院经济管理学院,河南驻马店463000 [3]盐城师范学院城市与规划学院,江苏盐城224051 [4]河南大学黄河文明与可持续发展研究中心,河南开封475001

出　　处：《河南大学学报（自然科学版）》2018年第3期272-281,共10页Journal of Henan University:Natural Science

基　　金：国家自然科学基金项目(41401133);教育部人文社科重点研究基地重大项目(11JJD790017);教育部人文社会科学项目(14YJC790092);江苏省高校哲学社会科学研究基金项目(2017SJB1538)

摘　　要：银行存款作为金融的重要组成部分,有着明显的时间和空间特征,反映出经济发展的区域差异、市场的大小、消费能力的强弱、产业可持续发展的能力等多个方面.基于我国2000-2013年330个城市的银行存款数据,运用基尼系数、重心分析、空间自相关分析和斜率分析等方法,对我国市级空间单元银行存款的时空格局及动态变化进行了综合分析.结果表明:(1)我国银行存款存在着较明显的区域差异,各地区的银行存款也都存在着一定程度的区域差异,且在整个研究时段内,全国及各地区银行存款的区域差异都呈现出不同程度的扩大趋势.(2)我国银行存款主要分布在东南方向,且表现出向西南方向移动的格局,在空间上的分布存在着较明显的地域分异规律.(3)我国银行存款在空间上的分布整体上呈现出相似类型集聚分布的特征,局部空间自相关分布也存在着较明显的空间集聚区,四大集聚区在空间上的分布相对较稳定.(4)我国银行存款的增长类型以低速增长为主,其次是中速增长,高速增长的空间单元最少,各地区银行款增长类型的构成差异性明显,高速增长主要集聚在长三角、京津冀、珠三角、长江中游、山东半岛和海峡西岸等6个城市群.As an important part of financial,bank deposits have obvious characteristics of time and space,reflecting the regional difference of economic development,size of the market,consumption ability and industry sustainable development ability,and so on.Based on the bank deposit data of 330 Chinese cities from 2000-2013,and with the methods of Gini coefficient,center of gravity model,spatial autocorrelation analysis,and slop model,this paper analyses the spatial-temporal pattern and dynamic change of the bank deposit during 14 years.The results show that：（1）There is obvious regional difference of bank deposit in China as well as various regions in certain degree,and the difference presents enlarging trend in varying degrees for both the whole nation and different regions.（2）Our nations bank deposit mainly distributes in the southeast direction and shows the pattern of moving to the southwest,and there is obvious regional differentiation rule.（3）The spatial distribution of our nations bank deposit shows the aggregation characteristic of similar type,and the analysis of local spatial autocorrelation presents distinct spatial clusters and four big clusters distribution remained stable.（4）The growth type of our nations bank deposit is primarily low speed growth,then is the medium speed growth and space units of high speed growth type are less.The composition of bank deposit growth type for each region is obviously different and high speed growth regions are mainly concentrating at the urban agglomerations of Yangtze River Delta,Jing-Jin-Ji,Pearl River Delta,the middle reaches of the Yangtze River,Shandong Peninsula,and West Side of the Straits.

关 键 词：金融地理 银行存款 时空格局 城市群 

分 类 号：F129.9[经济管理—世界经济] F83