国外预防性资金救助机制及对我国的启示  

Precautionary Financial Assistance and Its Enlightenment for China

作　　者：梁伟[1] 吴越[1] 陈晓红[2] Liang Wei, Wu Yue ,Chen Xiaohong(Changchun Central Sub- branch, the People＇s Bank of China; Yanbian Central Sub - branch, the People＇s Bank of Chin)

机构地区：[1]中国人民银行长春中心支行 [2]中国人民银行延边州中心支行

出　　处：《金融发展评论》2018年第1期24-29,共6页Financial Development Review

摘　　要：金融危机发生后,在国际社会加快推进各类自救(Bail-in)机制的同时,部分国家和地区为了利用市场机制处置早期系统性风险隐患,逐步构建了预防性救助机制。这些国家和地区通过设立基金或通过存款保险机制,对可能引发系统性风险的正常金融机构采取出资进行资本重组、补充资本金或提供债务担保等方式进行预防性资金救助,以降低系统性或更严重危机发生的概率。对我国而言,随着金融全球化及金融业的快速发展,亟待构建全方位的金融稳定机制,建立健全预防性资金救助机制。After the outbreak of the international financial crisis, Some countries and regions, in order to use market mechanism to deal with early systemic risks, gradually build a preventive aid mechanism, while accelerate Bail-in mechanisms. These countries provide preventive financial assistance to the normal financial institutions that may cause systemic risk through capital contribution, supplementary capital or debt guarantee, to reduce the probability of systemic or more serious crisis. For China, with the financial globalization and the rapid development of the financial industry, it is urgent to build a full range of financial stability mechanism; we should establish the precautionary financial assistance mechanism.

关 键 词：预防性资金救助机制 金融稳定 

分 类 号：F811.4[经济管理—财政学]