2017年上市城商行负债分析及管理策略  

Liability Analysis and Management Tactics of Listed City Commercial Bank in 2017

作　　者：武安华 

机构地区：[1]郑州银行金融研究院

出　　处：《银行家》2018年第6期72-76,共5页The Chinese Banker

摘　　要：2017年,在利率市场化深入推进、强监管严监管态势基本确立及金融去杠杆等大环境下,商业银行对负债资源的争夺尤为激烈,负债增速仅为8%,远低于2016年17%的增速,负债成本也明显走高。城商行负债端压力明显,负债管理模式亟需改变。面临挑战,城商行主动求变,更为关注负债的管理,重新强调存款立行,保障负债稳定增长。In 2017, with the deepening of interest rate liberalization, the establishment of strong regulatory supervision, and the financial deleveraging environment, the pressure on the debt side of the city commercial bank is obvious, and the liability management model needs to be changed. Faced with the challenges, the city commercial banks actively seek change, pay more attention to the management of liabilities, and re-emphasize deposits and establish a stable growth of liabilities.

关 键 词：负债成本 管理模式 上市 利率市场化 商业银行 存款立行 稳定增长 监管 

分 类 号：F830.42[经济管理—金融学] F832.33