茶农风险决策策略偏好顺位研究  

The Preference Sequence of Risk Decision Strategies of Tea Farmers

作　　者：周林毅 柯文静 盛祥杰 ZHOU Linyi;KE Wenjing;SHENG Xiangjie(Business College,Wuyi University,Wuyishan 354300,Chin)

机构地区：[1]武夷学院商学院,福建武夷山354300

出　　处：《云南农业大学学报（社会科学版）》2018年第3期64-68,共5页Journal of Yunnan Agricultural University(Social Science)

基　　金：福建省精品在线课程(sjkc2017004)

摘　　要：福建省武夷山市以茶闻名国际,其中以大红袍茶品受到中外瞩目,因此茶叶的风险管理决策更是重要。经过调查650家茶农风险决策策略偏好顺位,发现农业保险在茶农风险决策策略顺序中,在亲友借款与政府贷款之后,参保成本并不低于亲友借款与政府贷款成本。研究显示茶农融资顺序仍然遵守融资顺位理论。Da Hong-Pao tea in Wuyishan city is famous for China,thus,the tea risk management decision-making is more important for farmers. After investigating the preference sequence of risk decision-making strategies of 650 tea farmers,the order of agriculture insurance is lower than borrowing from friends and governments. It is due to insurance cost do not lower than others channels

关 键 词：农业保险 风险决策 融资顺序 借款成本 

分 类 号：F840.3[经济管理—保险]