我国农业保险财政补贴效率及其影响因素研究——基于SBM-TOBIT-SBM三阶段DEA和Tobit模型分析  

Study on the Efficiency and Influencing Factors of Financial Subsidy for Agricultural Insurance in China——Analysis of Three-stage DEA and Tobit model Based on SBm-TOBIT-SBm

作　　者：李勇斌 王选庆[1] Li Yongbin;Wang Xuanqing(Business college, Guangxi Universit)

机构地区：[1]广西大学商学院,南宁530004

出　　处：《当代金融研究》2018年第3期111-122,共12页Journal of Contemporary Financial Research

基　　金：国家自然科学基金项目"信用制度与农地金融制度相互关系模型及其在西部地区的实证检验研究"(项目批准号:70563001)部分研究成果

摘　　要：本文利用2015年数据通过SBM-TOBIT-SBM三阶段DEA对我国31个省(区、市)农险财政补贴效率进行评估,并运用Tobit模型实证分析农业保险财政补贴效率的影响因素,结果表明:我国农业保险财政补贴效率总体不高,地区差异明显;模型调整前后效率值波动较大,外部环境对农业保险财政补贴影响突出,并且农民受教育程度对农业保险财政补贴效率具有显著的正向影响,地方财政收入水平则是负向影响农业保险财政补贴效率,但农民经营性收入占比、农业生产受灾率及农林牧渔业增加值占比对农险财政补贴效率影响并不显著。In this paper, we apply the 2015 data to evaluate the efficiency of agricultural subsidies in 31 provinces（autonomous regions and municipalities） in China through SBM-TOBIT-SBM three-stage DEA, and employ Tobit model to analyze the influencing factors of financial subsidies efficiency of agricultural insurance. The result is as follows：the efficiency of financial subsidies for agricultural insurance in our country is generally not high, with obvious regional differences. The efficiency of the model fluctuates greatly before and after adjustment, and the external environment has a prominent impact on the financial subsidies for agricultural insurance. And the farmer＇s educational level has a significant positive impact on the efficiency of financial subsidies for agricultural insurance, while the local fiscal revenue level has a negative impact on the efficiency of financial subsidies for agricultural insurance. However, the proportion of peasants＇ operating income, the rate of affected agricultural production and the proportion of the added value of agriculture, forestry, husbandry and fishery did not significantly affect the efficiency of agricultural subsidies.

关 键 词：三阶段DEA模型 农业保险 财政补贴效率 

分 类 号：F842.6[经济管理—保险]