农民融资的困境与出路  

Peasant Financing Dilemma and Outlet

作　　者：张碧欣 马尚平 Zhang Bi-xin;Ma Shang-ping(College of Economics and Management, Zhejiang Ocean University, Zhoushan, Zhejiang 316000, China)

机构地区：[1]浙江海洋大学经济与管理学院,浙江舟山316000

出　　处：《江苏商论》2018年第6期93-96,共4页Jiangsu Commercial Forum

摘　　要：随着建设社会主义新农村政策的逐渐完善和实施,越来越多的好资源在向农村转移,好的农业项目在增加,农民的机会也越来越多。然而,农民融资难却成为制约农村经济发展的一个瓶颈。许多农民因为无处贷款而不得不放弃一些好的农业项目,融资难问题同时还影响了农村水利基础设施的完善,农村的生产经营活动也受到一定限制。因此,如何看待农民融资难的问题并且解决它,成为农村经济发展中一个不容忽视的问题。With the gradual improvement and implementation of the policy of building a new socialist countryside, more and more good resources are being transferred to rural areas, good agricultural projects are increasing, and farmers have more and more opportunities.However, the difficulty of farmers＇ financing has become a bottleneck restricting the development of rural economy. Many peasants had to give up some good agricultural projects because they had nowhere to make loans. The problem of financing difficulties also affected the improvement of rural water conservancy infrastructure, and rural production and business activities were also subject to certain restrictions. Therefore, how to treat the difficulties of farmers＇ financing and solve it has become a problem that cannot be ignored in the development of rural economy.

关 键 词：新农村 农民融资 抵押物 土地承包经营权 互联网金融 

分 类 号：F830.58[经济管理—金融学]