经济波动、资源配置效率与金融风险防范机制构建  

Economic Fluctuation,Resource Allocation Efficiency and the Construction of Financial Risk Prevention Mechanism

作　　者：贾甫 Jia Fu(School of Marxism Studies, Beijing Language and Cuhure University, Beijing 100083,China)

机构地区：[1]北京语言大学马克思主义学院,北京100083

出　　处：《当代经济管理》2018年第6期86-91,共6页Contemporary Economic Management

基　　金：北京高校中国特色社会主义理论研究协同创新中心(北京外国语大学)项目<"一带一路"倡议的中国特色与世界影响研究>(YXL2016ZL012)阶段性成果

摘　　要：现有的金融风险防范理论和实践建立在一个假设之上:市场均衡是经济的理想运行状态,经济波动会造成资源配置低效率。但是,从跨时期和跨地区视角来看,经济波动可能会转化成企业、地区乃至国家的"先发优势"或"后发优势",因而是更长跨度、更大范围内的一种资源配置机制。就此而言,经济波动像垄断、外部性和信息不对称等一样,也是市场经济的基本特征,相应地,金融风险是这一基本特征的产物和表现形式。据此,文章指出了现有金融风险防范理念的误区,并给出了可能的金融监管改革方向。The existing theory and practice of financial risk prevention are based on a hypothesis： market equilibrium is the ideal situation in eco-nomic movement, while economic fluctuation can lead to inefficiency. But the economic fluctuation may be transformed into first-mover advantage or second-mover advantage of enterprises, regions or countries from the perspective of time and space, so it is a resource allocation mechanism in a longer span and wider range. In this case, economic fluctuation is also an essential characteristic of the market economy like monopoly, externality and information asymmetry. Thus financial risk is the product and form of this characteristic. Based on this, the paper points out the misunderstanding of the existing financial risk prevention ideas and gives the possible direction of the financial regulation reform.

关 键 词：金融风险 经济波动 扩大再生产 哈罗德-多马模型 资源配置 金融监管 

分 类 号：F830.2[经济管理—金融学]