浅析我国商业寿险公司介入养老产业的前景与实践  

The Prospect and Practice of Commercial Life Insurance Companies' Involving in the Pension Industry in China

作　　者：黄素[1] 

机构地区：[1]保险职业学院保险系,湖南长沙410114

出　　处：《保险职业学院学报》2018年第3期46-49,共4页Journal of Insurance Professional College

基　　金：2014年度湖南省高等学校科学研究项目"保险公司深度介入养老产业问题研究"(项目编号:14C0002);2016年度湖南省哲学社会科学基金项目"推进湖南社会养老服务体系建设研究"(项目编号:16YBA001)

摘　　要：在老龄化进程日益加剧的中国,养老产业成为社会公认的朝阳产业,但养老市场的产品供给与养老服务却出现了严重供不应求的局面。国内商业人寿保险公司基于自己的业务特点和优势,正积极向养老产业进军。本文探讨了商业人寿保险公司介入养老产业的可行性、必要性、主要领域与模式,并分析了中国人寿在养老养生领域的实践探索。With the acceleration of aging population in China,the pension industry is considered a sunrise industry,while there is a severe excess demand appears between the supply of pension products and pension service.Based on their own business natures and advantages,the domestic commercial life insurance companies are actively entering into the pension industry.This paper discusses the possibility,necessity,main areas and models of the commercial life insurance companies＇ involving in the pension industry.The practice of China Life in pension and health is also analyzed.

关 键 词：保险公司 养老产业 中国人寿 

分 类 号：F810.612[经济管理—财政学]