论金融业建设和发展的原则  

On the Construction and Development Principles of Financial Industry

作　　者：曾康霖[1] ZENG Kanglin(Institute of Chinese Financial Studies,Southwestern University of Finance and Economics,Chengdu 610074,Sichuan,China)

机构地区：[1]西南财经大学中国金融研究中心,四川成都610074

出　　处：《征信》2018年第7期1-5,共5页Credit Reference

摘　　要：坚持企业资本自我积累的原则,符合马克思主义经济学的基本原理,也传承了中华民族的商业道德;坚持金融服务实体经济的原则,要清醒地看到,当代金融有两个领域、两个性质,即服务实体经济的金融与以货币和有价证券为载体进行商品交易的金融,前者为实体金融,后者为虚拟金融;坚持利率水平不高于企业利润率的原则,既遵循了马克思的利息理论,又能解析中国现阶段的实际。It conforms to the basic theories of Marxist economics and inherits Chinese nation＇s business ethics to stick to the principle of capital accumulation by enterprises themselves. It should be clearly realized that contemporary finance includes two kinds of finance demonstrating different fields and characteristics when it comes to adhering to the principle of finance serving the real economy. The first kind of finance,the real finance,serves the real economy,whereas the second finance,the virtual finance,is a kind of commodity transactions with currency and securities as the medium. It observes the interest theory of Marx and can analyze China＇s current reality to stick to the principle of setting interest rate no more than enterprises＇ profit rate.

关 键 词：金融业 资本自我积累 实体金融 虚拟金融 

分 类 号：F832[经济管理—金融学]