完善中小企业贷款担保制度研究  

Research on Improving Loan Guarantee System of Middle and Small-Sized Enterprises

作　　者：张伟 芦雨婷 

机构地区：[1]济南大学绿色发展研究院,山东济南250022 [2]济南大学商学院,山东济南250022

出　　处：《济南大学学报（社会科学版）》2018年第5期116-123,共8页Journal of University of Jinan:Social Science Edition

基　　金：国家社科基金重大项目"我国自然资源资本化及对应市场建设研究"(项目编号:15ZDB163);教育部人文社会科学规划基金项目"企业节能量资本化运营研究"(项目编号:15YJAZH110)的阶段性成果

摘　　要：完善中小企业贷款担保制度,应当包括明确中小企业贷款担保的公益性定位、加大对中小企业贷款担保的财政支持力度、改进中小企业贷款担保的经营运作方式、提升中小企业贷款担保的风险管理水平等,其目标是建立政府支持、国有资本为主体、民间资本和外商资本为补充,公益性定位与市场化运作相结合、加强风险管理的中小企业贷款担保体系。To improve loan guarantee system of middle and small-sized enterprises, we should clearly define the public good nature of loan guarantee of middle and small-sized enterprises, increasing financial support to loan guarantee of middle and small-sized enterprises, improve management operation mode of loan guarantee of middle and small-sized enterprises and promoting risk management level of loan guarantee of middle and small-sized enterprises. The goal is establishing loan guarantee system of middle and small-sized enterprises with high level risk m anagement capability supported by government, dominated by government capital, supplemented by private capital and foreign capital.

关 键 词：中小企业 贷款担保制度 公益性定位 

分 类 号：F832.4[经济管理—金融学]