中国普惠金融发展的空间动态分布及收敛性研究  

Study on the Spatial Dynamic Distribution and Convergence of Inclusive Finance in China

作　　者：胡宗义[1] 丁李平 刘亦文[1,2] HU Zong-yi;DING L-ping;LIU Yi-wen(College of Finance and Statistics,Hunan University,Changsha 410079;School of International Studies,Hunan Univerisity of Commerce,Changsha 410205)

机构地区：[1]湖南大学金融与统计学院,长沙410079 [2]湖南商学院国际教育学院,长沙410205

出　　处：《软科学》2018年第9期19-23,共5页Soft Science

基　　金：国家社会科学基金重点项目(12AJL007);湖南商学院青年创新驱动计划项目(16QD002)

摘　　要：构建普惠金融发展指标体系,运用变异系数法计算2005-2015年我国各地区的普惠金融指数,采用Kernel密度估计法分析中国及各区域普惠金融发展的演进过程;构建面板数据空间收敛计量模型,研究其收敛性。结果表明：中国普惠金融整体水平低,区域发展不均衡;发展存在明显的空间相关性;东、西部地区不存在明显的β绝对收敛,但在控制经济社会发展水平、信息技术发展水平、交通便利度等因素后中国及东中西各区域均呈现明显的β绝对收敛。This paper constructs the index system which reflects the level of inclusive finance,and measures the value of 31 provinces from 2005 to 2015 based on the coefficient of variation. It analyzes the dynamic evolution of each region＇s IFI by Kernel Density Estimation method,and the Spatial Convergence model of panel data is established to study its convergence.Results show that,the level of China＇s IFI is on the low state and the regional development is not balanced,and there is obvious spatial correlation. There is no clear β absolute convergence in eastern and western region,but there is obvious convergence of β in each region after controlling the level of economic and social development,information technology development,traffic convenience.

关 键 词：普惠金融 Kernel密度估计 空间计量 

分 类 号：F832.1[经济管理—金融学] F224