对互联网时代下国有商业银行创新发展的思考  

Study on the Innovative Development of State-Owned Commercial Banks in the Internet Era

作　　者：王文成[1] 董卉宁 WANG Wen-cheng;DONG Hui-ning(China Center for the Public Sector Economy Research,Jilin University,Changchun 130012,China;School of Economics,Jilin University,Changchun 130012,China)

机构地区：[1]吉林大学中国国有经济研究中心 [2]吉林大学经济学院,吉林长春130012

出　　处：《经济体制改革》2018年第5期197-200,共4页Reform of Economic System

基　　金：国家社会科学基金项目"中国国有资本投资对非国有资本投资的动态影响研究"(17BJY222)

摘　　要：互联网发展浪潮下,越来越多的行业固有格局被打破。本文基于"互联网+"对传统行业的影响视角,分析了互联网给传统行业带来的机遇与挑战,进而建议大型国有商业银行从短期和长期两个角度正确认识互联网金融的冲击,避免重走传统行业被颠覆之路,并就大型国有商业银行在互联网时代下的创新发展给出建议。Under the wave of Internet development,more and more original industries have been influenced. Based on the impact of Internet on traditional industries,this paper combines the opportunities and challenges that Internet brings to traditional industries,and suggests that large-scale state-owned commercial banks correctly understand the impact of Internet finance from two perspectives over the short-term and long-term,avoid re-traversing the traditional industries,and gives advice on the development of large-scale state-owned commercial banks under the Internet era.

关 键 词：互联网 传统行业 大型国有商业银行 

分 类 号：F832[经济管理—金融学] G14[文化科学]